Disclaimer

Effective date: July 25, 2026 Last reviewed: July 25, 2026

Please read this Disclaimer carefully. By using benefitsreports.com (the "Site") and the Benefits Strategy Report and related tools (together, the "Services"), you agree to the terms below.

1. We are not the government

benefitsreports.com is operated by Benefits Reports. We are a private, independent company. We are not affiliated with, endorsed by, or connected to the U.S. Department of Veterans Affairs (VA), the Social Security Administration (SSA), or any other federal or state government agency. Official information and applications are available for free directly from the government at va.gov and ssa.gov.

2. Educational information only, not advice

The Services provide general educational information to help you understand and organize your own benefits claim. The Services do not provide, and are not a substitute for, professional advice. In particular:

• Not legal advice. We are not a law firm and do not provide legal advice or legal representation. Using the Site does not create an attorney-client relationship.
• Not medical advice. We are not doctors and do not provide medical advice, diagnosis, or treatment. Nothing in your report is a medical opinion.
• Not claims representation. We do not prepare, file, present, or represent your claim before the VA, the SSA, or any court or agency.

Always confirm your strategy with a qualified professional before you file. For VA claims, that means a VA-accredited attorney, claims agent, or Veterans Service Organization (VSO) representative. For Social Security claims, that means a licensed attorney or an SSA-recognized representative.

3. The Benefits Strategy Report

Your report is generated from the information you provide in response to our questions. It is only as accurate as the information you give us, and it reflects general rules and common patterns, not a determination about your specific case. The report:

• Does not guarantee any outcome. We do not and cannot promise that you will be approved, service-connected, granted any particular disability rating or percentage, or awarded any specific amount of money or back pay. Outcomes depend on your individual facts, your evidence, and the decision of the VA or SSA.
• May reference forms and evidence for educational purposes. We do not complete, sign, or submit government forms for you. Links to official forms are provided for your convenience.
• Is based on rules current as of the report date. Laws, regulations, rating schedules, earnings limits, and presumptive condition lists change. Verify current requirements with the VA, the SSA, or an accredited professional.

4. No guarantees; your responsibility

You are solely responsible for your own claim, the information you submit to the VA or SSA, and your decisions. We are not responsible for any action you take or do not take based on the Services. Deadlines (including appeal deadlines) are your responsibility; missing them can affect your rights.

5. Third-party professionals and referrals

We may connect you with independent third-party professionals, including VA-accredited representatives and Social Security disability advocates or attorneys. Those professionals are not employees or agents of Benefits Reports, and we do not control, supervise, or guarantee their services. Any agreement you enter with them is between you and them. See our Disclosures for how these relationships work and how we are compensated.

6. No fees charged for VA claim preparation

Consistent with federal law, we do not charge veterans any fee to prepare, present, or file an initial VA disability claim, and we do not act as a claims agent or representative. Assistance with preparing and presenting VA claims is provided only by VA-accredited individuals.

7. Limitation of liability

To the fullest extent permitted by law, Benefits Reports and its owners, employees, and contractors are not liable for any direct, indirect, incidental, consequential, or other damages arising out of your use of the Services, including any claim denial, delay, underrating, or lost benefits.

8. Contact

Questions about this Disclaimer: [CONTACT EMAIL].

This Disclaimer works together with our Terms of Service, Privacy Policy, and Disclosures.